Employees get injured from time to time. No one plans to be injured. People get injured unexpectedly. Many people think about medical insurance and plan for illness. Many people don’t think about workers’ compensation, wage benefits, or physical injury.
Workers’ Comp Injuries: Severity and Duration
After injury, however, an injured employee must figure out what to do and where to begin. The combination of rules, laws, and statutes in Minnesota govern an employee’s ability to be compensated after a work-related injury. An employee may be injured temporarily, but completely. An employee may be injured temporarily, but only partially. And employee may be injured totally and permanently, or an employee may be injured partially, but permanently. Each duration and severity of injury provides a different level of recovery to an injured employee. The statutes and rules governing each type of injury are intended to compensate an employee who has suffered a work-related injury for the employee’s loss of wages, loss of the use of a function of the body, medical expenses including the expenses of rehabilitation, and other out-of pocket expenses related to medical treatment such as prescriptions and mileage to and from necessary appointments. Twin Cities Law Firm attorneys are familiar with the process of obtaining relief after a work-related injury and can help you.
Requirements for Employers under Minnesota Workers’ Comp
Employers must be ready for potential injuries to employers. Employers don’t want their employees to get injured. Nonetheless, it happens occasionally. Employers must think about their obligations when it comes to carrying workers’ compensation insurance.
Carrying Workers’ Comp Insurance and Defending Workers’ Comp Claims
Employers of qualifying companies are required to carry workers’ compensation insurance for employees. Employers are not required to carry workers’ compensation for independent contractors. Many factors must be considered before determining whether a worker is an employee or an independent contractor. Typically, employees work at a job cite controlled by an employer who also controls the manner in which the employee performs the work. Typically independent contractors have more control over these factors. Many independent contractors are also paid by the job or task rather than by the hour or with a salary. Mistakes in this area may be costly to the employer.
Navigating Workers’ Compensation Statutes and Rules
Workers’ compensation in Minnesota is governed by a complex set of statutes and rules. Compliance is difficult to maintain when you are unfamiliar with these laws. Additionally, employers must navigate through the workers’ compensation system when an employee makes a claim for workers’ compensation benefits. Twin Cities Law Firm attorneys are familiar with the applicable laws and can help you.