Our law firm recently received a scam email from one Nelson Thomas. In his emails, Nelson Thomas claims that one Bradley Gibson owes him $124,000.00. The emails our firm received are published below.
For a list of similar scam emails, see our post on scam emails targeting attorneys.
From: Nelson Thomas <email@example.com>
Subject: RE: Legal Consultation
First Scam Email
I wish to humbly request your legal expertise in a pending debt recovery of a client. I need proper legal advice and assistance to know the best way to handle this issue. However, do let us know if you are currently accepting new clients, to
enable me furnish you with necessary modalities to pursue this debt recovery.
Waiting for your swift response.
Second Scam Email
Thank you for your swift response and your willingness to helping me collect this outstanding debt. I loaned Mr. Bradley Gibson, the sum of $124,000.00 in January of 2011, when he claimed his business was going through financial difficulties. He has been coming up with one reason or the other why he has not been able to pay me back the money since the due date which was January 29th 2012. I am attaching the loan agreement that was reached between me and Mr. Bradley Gibson and also the scan copy of the check I issued him.
Forwarded below is the last email I received from him when I told him I was seeking the assistance of an attorney to help me collect the money from him. I did not reply his email, because I do not believe a word from him anymore.
The more reason I seek your assistance is to instigate him by sending demanding notice to him through email, I am aware that he always afraid of any lawsuit or litigation he will not hesitate to honour your request.
His email: firstname.lastname@example.org
However, I want us to use a preliminary approach first. by sending him a demanding notice through email, if he fails to respond to your email before we try any other action. I shall officially retained you if the debtor did not cooperate with you after sending him a payment demanding notice through email, thereafter, you shall let me know your legal charges for litigation against him. Meanwhile, I will be oblige to pay you 15% fee when you collect the funds on my behalf excluding your legal charges if it warrant litigation against him
Waiting for your reply.
How are you doing today? I have been trying to reach you through the phone number I contacted you the last time we spoke. It really sadden me to know that you are seeking legal representation to file a case against me regarding the $124,000.00. It’s my belief that we can settle this without the intervention of an attorney.
But if you insist you are going to collect your money through a lawyer, I can understand your concern, it’s my entire fault. I have promised you countless of times without coming up with the money. But seriously, do give me the benefit of doubt this time. I really would not want any court filing against me because I stand a lot to lose please.
Waiting for a positive reply from you.
Second Scam Email PDF Attachment
Loan Agreement Promissory Note
125 Old Broad Street, 25th Floor, London, England EC2N 1AR
(Hereinafter referred to as the Lender)
107 5th Street, Northfield, MN 55057
(Hereinafter referred to as the Borrower)
For value received, the Borrower hereby unconditionally promises to pay to the order of Lender the sum of One
Hundred and Twenty Four Thousand Dollars ($124,000.00) together with interest accrued at the rate (6.5%)
per annum on any unpaid balance on a FIXED 1 YEAR TERM.
Payable on Demand
The entire outstanding amount shall become immediately payable upon demand by the Lender or holder of this
Note, but demand shall not be made before the _____29th_____day of __________January________2012.
Method of Loan Payment:. Payment shall be made at the above stated address of the Lender or at such place as
may be designated from time to time in writing by the Lender or holder of this Note. For ease of payment the
Borrower may exercise the option to effect payment by direct deposit, sending check or electronic transfer of funds
into the account of Lender as specified in writing.
The Borrower may prepay this Note in full or in part at any time without premium or penalty. All pre-payments
shall first be applied to accrued interest and thereafter to the principal loan amount.
Should the Borrower not make full payment within ___15___days of demand, this Note may be turned over for
collection and the Borrower agrees to pay all reasonable legal fees and collection charges to the extent permissible
by law, in addition to other amounts due.
The Lender may transfer this Note to another holder without notice to the Borrower and the Borrower agrees to
remain bound to any subsequent holder of this Note under the terms of this Note.
Replacement of Note
The Borrower agrees to execute a new Note with the same terms and conditions and remaining value in the event
that this Note is lost, stolen or mutilated. The Lender shall release the Borrower of all obligations under the lost,
stolen or mutilated Note in lieu of a replacement new Note.
Joint and Several Liability
All Borrowers or Co-signors identified in this Note shall be equally liable for the repayment of the debt described
in this Note.
The Borrower waives presentment for payment, notice of non-payment, off-set, protest and notice of protest and
agrees to remain fully bound until this Note is paid in full.Lender’s IndulgenceNo relaxation, indulgence, waiver, release or concession of any terms of this Note by the Lender on one occasion
shall be binding unless in writing and if granted shall not be applicable to any other or future occasion.
The terms of this Note shall be binding upon the Borrower’s successors and shall accrue to the benefit and be
enforceable by the Lender and his/her successors, legal representatives and assigns.
This Note shall be construed, interpreted and governed in accordance with the laws of the STATE OF
RESIDENCE OF THE BORROWER in case of any DEFAULT in repayment and should any provision of this
Note be judged by an appropriate court of law as invalid, it shall not affect any of the remaining provisions
Where appropriate words signifying one gender shall include the others and words signifying the singular shall
include the plural and vice versa.Paragraph headings are for convenience of reference only and are not intended to have any effect in the
interpretation or determining of rights or obligations under this Note.
In witness whereof and acknowledging acceptance and agreement of the foregoing BORROWER and LENDER
affix their signatures hereto.