How to Get a Cheap Minnesota Bankruptcy Attorney in Minneapolis

Minnesota bankruptcy attorney’s fees generally range from about $2,200 to as much as $5,000 for a Chapter 7 personal bankruptcy, depending on the complexity of your matter.

Here are a few more ways to save money and get a cheap Minnesota bankruptcy attorney.

Bankruptcy Alternatives Can Save You Money

Is bankruptcy your only option? Unfortunately, many people are pushed into bankruptcy without being told there are other options available. On average, we can negotiate down your debts by over 50%. Sometimes, it’s better to workout a debt reduction than file for bankruptcy.

A Minnesota bankruptcy attorney is in a unique position to negotiate down your debts because creditors (people to whom you owe money) know that the attorney has the power to file bankruptcies, and creditors often will get less in bankruptcy than if they get 50% of the money owed them directly from you.

In addition to negotiations, there are other ways to reduce your debts. When you select a Minnesota bankruptcy attorney, pick one who doesn’t push you into bankruptcy. Pick one who explains all of your options and let’s you decide which one is best.

In other words, a Minnesota bankruptcy attorney may be able to help you get out of your debts cheaper than a bankruptcy would cost, especially when considering the consequences that a bankruptcy can have on your credit report and ability to get loans in the future.

Bulk Discount: Cheaper Minnesota Bankruptcy Attorney

If you and your spouse are both filing for bankruptcy, some Minnesota bankruptcy lawyers (like us) will give you a discount. This discount may also be available if you come with a friend or family member at the same time. The idea is that the Minnesota bankruptcy lawyer can offer the services cheaper because the attorney will probably spend less time communicating with both of you than the attorney would spend with two separate clients.

Warning: Don’t File Your Own Bankruptcy to Save Money

The federal bankruptcy law is very confusing. It simply isn’t worth trying to file bankruptcy and paying the filing fees, only to find out that you did something wrong so your debts were not discharged.

In fact, most Minneapolis attorneys who are experienced in law will not do a bankruptcy on their own if they are not experienced in bankruptcy law. The law and process is just too confusing for Minneapolis lawyers not familiar with it. Minneapolis is just an example. Attorneys in St. Paul and throughout the Twin Cities are the same way.

I have never heard of a person who filed for bankruptcy on their own without having problems that led to the need to hire a bankruptcy attorney. Often, the attorney must charge more to clean up the first mess and file the bankruptcy properly.

While it is unfortunate that the bankruptcy system isn’t cheaper or simpler, the need to hire a Minnesota bankruptcy lawyer is simply a fact we must accept.

Warning: Don’t Buy Bankruptcy Books

For most people, bankruptcy books are a waste of time because the best advice for your situation will be free by meeting with us. That is, you can meet with a Minnesota bankruptcy attorney for free, to analyze your situation, so why waste your time and money on bankruptcy books. Also, if you file for bankruptcy now, those books probably will be irrelevant the next time you file for bankruptcy because the bankruptcy law in Minnesota continues to change.

Warning: Don’t Fall Prey to Online Bankruptcy Scams

There are plenty of companies online who want to make money by taking advantage of people in debt. They will try to sell you programs, illegitimate services, and scams. Stick to getting your advice from the only people who are lawfully authorized to give you legal advice: attorneys. And there is no reason to spend money anywhere else when you can get a free consultation with a bankruptcy attorney who will analyze your particular situation and advise your regarding your options, including alternatives to bankruptcy.

Other Ways to Get a Cheap Minnesota Bankruptcy Lawyer in Minneapolis

Do you know of any other ways to find a cheap Minnesota bankruptcy lawyer in Minneapolis? Leave a comment below.

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  • david mccaffrey
    April 21, 2014, 11:45 pm

    I declared bankruptcy in 2008, and a creditor protested; we did a Stipulation and Forbearance Agreement that included a default Judgment that would become effective on May 1, 2014–unless I was indicted (white collar), in which case the time would be tolled. I assume I need to file something with the Bankruptcy Court or somehow make sure the plaintiff does not execute the Judgment on May 1 (because it will be expensive and time consuming if I wait for him to attach my bank account before I get the time pushed off). Do you think you can file something cheaply?
    Dave 952-681-7612

  • Fiona Green
    November 5, 2013, 5:36 pm

    I had consultation today and would like to file a chapter 7. But can’t afford the price because I have low income. Can u help?

  • Joy
    October 29, 2013, 4:09 pm

    Medical bills are overwhelming us, my husband does it by himself. My health just keeps adding up more. Talking about bankruptcy on all the medical bills.

  • Jana Sage
    October 10, 2013, 3:36 pm

    My name is Jana Sage and I was wondering what your fees are to file for bankrupcy? I have some old credit card bills and a few online loans that have gone to collections that I want to take care of. I met with a bankrupcy lawyer a few years ago but didn’t have the extra money to even file because I coudn’t afford my house payment and then apartment rent. Also, where are you located because I live in Clear Lake.
    Thank You,
    Jana Sage

  • Thompson Hall
    February 21, 2013, 3:17 pm


    Please call us at (612) 466-0010 to schedule a free consultation.

  • Katerina Fields
    February 21, 2013, 1:54 am

    I’m looking to file chapter 7, but i,m trying to find a affordable attorney with experienced within my budget i am low income

  • Pamela Rafn-Anderson
    October 16, 2012, 2:50 pm

    Received summons from Raush, Sturm, Israel, Enerson & Hornick, LLC. Need help fast and am deeply confused. Have no idea how one pays a bankruptcy lawyer when obviously they are filing because they have no money. HELPPP!!!


  • Thompson Hall Santi Cerny & Dooley
    June 5, 2012, 6:01 pm

    Hello Mark,

    We’d be happy to meet with you and will be in contact with you shortly.

  • Mark D'tayo
    June 5, 2012, 4:42 pm

    Good morning, I am interested in scheduling a consultation. Thank you. Mark D’tayo